Torque Point LLC-FZ may assist customers by sharing vehicle information and required documents to support an application for vehicle finance with UAE commercial banks and/or licensed finance providers. Torque Point is not a lender and does not provide credit or guarantee approval—any finance decision is made solely by the bank based on its internal assessment, policies, and eligibility criteria. Any instalment figures, rates, down payments, or eligibility guidance we share are indicative only and are not a binding offer; the final approved terms are confirmed only in the bank’s official documentation.

Finance terms can vary depending on the customer profile, bank policy, and vehicle valuation/age. While the maximum tenure is typically up to 60 months, this may be shorter for older vehicles, and longer terms are generally more common for cars up to around 5 years old, subject to the bank’s requirements. Rates, fees, insurance, registration conditions, processing timelines, and any changes remain the responsibility of the bank/finance provider and the customer. For full details, please refer to our website for the complete Terms & Conditions, and always review the bank’s facility/finance documents before signing.