Yes — we can help you settle an existing car loan as part of the sale or part-exchange process.

Here’s how it typically works:

You share the outstanding settlement figure (or we can guide you on requesting it from your bank/finance company).

We help coordinate the settlement with the lender and ensure the loan is cleared before ownership transfer (where applicable).

Any early settlement fees/charges set by the bank remain payable as per your finance agreement.

Note: Loan settlement is always subject to the lender’s approval and their official settlement letter/figure

We accept multiple payment options to make purchasing simple and secure:

Cash (AED)

Accepted in line with UAE regulations. For higher-value transactions, we may request additional identification and documentation for compliance purposes.

Bank Transfer (Local & International)

A popular option for larger amounts. Once the transfer clears in our account, we can proceed with vehicle handover and ownership/transfer steps. (International transfers may take longer depending on the sending bank.)

Credit / Debit Card

We accept major cards. Card payments are subject to:

Bank approval and daily limits

Identity verification

Potential processing fees (if applicable, we’ll confirm upfront)

In some cases, we may split payments or combine with transfer to fit bank limits.

Cryptocurrency (via our trusted partner)

We can facilitate crypto payments through a regulated/verified payment partner. Typically:

The partner performs KYC/AML checks

Crypto is converted and settled to us in fiat (AED)

The final payable amount is confirmed based on the live rate and the partner’s settlement process

Handover proceeds once payment is confirmed/received

Yes — we can deliver the car to your home (or office), and delivery is free across the UAE. Here’s how it works with Torque Point: Free UAE-wide delivery: We offer complimentary delivery anywhere in the UAE (Dubai, Abu Dhabi, Sharjah, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain).
Safe, secure handover: We coordinate a convenient delivery time and share photos/video before dispatch for peace of mind.
Transport options (if needed): Standard transport is included. For certain high-value or specialist requests (e.g., enclosed transport), we can arrange it—details will be confirmed in advance. Before dispatch: We’ll confirm payment and finalize the required paperwork/transfer steps, then schedule delivery.

We take care of everything — we coordinate with the bank where required and manage the RTA process end-to-end, including documentation and transfer support.

Yes — you can absolutely test drive the car before buying. Here’s how it works: Documents required: We’ll need a copy of your Emirates ID and UAE driving licence (valid).
Security deposit: A refundable security deposit is required before the test drive (this is standard for insurance and vehicle security).
Scheduling: Test drives are by appointment so we can have the vehicle ready and allocate a team member to assist you.
Location: You can test drive from our showroom, and in some cases we can arrange a convenient location depending on the vehicle and schedule.
Insurance & rules: The driver must meet the insurer’s requirements and follow our test-drive terms (route, duration, and safe driving guidelines).

Yes — many of our cars come with a warranty, and we’ll clearly confirm the coverage on the specific vehicle you’re interested in. Here’s how it works with Torque Point: Manufacturer warranty (where available): Some used cars still have valid manufacturer warranty remaining (depending on the car’s age, mileage, and service history). If it applies, we’ll share the warranty status and remaining coverage details. Extended warranty options (if no manufacturer warranty): For cars that don’t have manufacturer warranty, we can offer extended warranty packages that come with the car. Options typically vary by: Vehicle make/model and mileage Coverage level (e.g., basic vs. comprehensive) Duration and claim limits We’ll explain what’s included and what’s excluded before you proceed. Transparent confirmation before purchase: Before you buy, we’ll confirm exactly whether the car includes manufacturer warranty, an extended warranty, or both — so there are no surprises.

Car finance approval usually takes 2–3 working days, but it can vary depending on the bank and your specific application. Here’s what typically affects the timeline: Bank processing time: Each bank has its own internal checks and approval workflow. Documents submitted: If all documents are provided upfront, approvals are usually faster. Missing or unclear documents can delay the process. Applicant profile & verification: Salary verification, credit checks, and employer confirmation (if required) may add time. Vehicle eligibility: Some banks may take longer depending on the car’s age, mileage, and valuation.

Lease-to-Own is a simple way to get a car through fixed monthly payments without bank involvement or credit checks.

Here’s how it works with Torque Point:

No bank, no credit checks: You don’t apply through a bank, and it doesn’t require a traditional finance approval process.

Minimal documents: Typically, we only need your Emirates ID and UAE driving licence.

Monthly payments, then ownership: You pay an agreed monthly amount over the term, and ownership transfers to you once all payments are completed (as per the agreed terms).

Usually higher than bank finance: Because it’s not bank-funded and comes with different risk/structure, it can cost more than traditional bank finance.

No impact on your credit file (bank credit): Since it’s not a bank loan, it doesn’t register the same way as bank finance and generally won’t affect your bank credit profile.
Any bank settlement letter/details (if financed)

Yes — you can trade in your current car as part of your purchase with Torque Point.

Here’s how it works:

Quick valuation: We assess your car based on mileage, condition, service history, accident history (if any), and current market demand.

Instant offset against your new car: The agreed trade-in value is deducted from the price of the car you’re buying, so you only pay the difference.

We handle the admin: We can facilitate the RTA transfer process end-to-end and guide you on any required documents.

If your car has finance: If there’s an existing loan, we can help coordinate the loan settlement process with the bank (subject to lender terms and official settlement figure).

What you’ll usually need:

Emirates ID + driving licence

Mulkiya (registration card)

Service history (if available)

Any bank settlement letter/details (if financed)

For car financing, you’ll typically need the following documents (requirements can vary slightly by bank):

Valid Emirates ID

Passport copy + UAE visa copy

UAE driving licence

Salary certificate (or employment letter confirming salary)

Last 3 months’ bank statements

In some cases, the bank may also request additional items such as a proof of address, trade licence/company documents (for self-employed applicants), or a down payment proof—we’ll advise you based on the bank and your profile.

With Torque Point, we’ll guide you through the exact requirements and help ensure your application is submitted correctly to avoid delays.